Loaded Baked Potato Chili Cheese

Featured in: Hearty Dinners

This dish features large russet potatoes baked until tender and crisp-skinned, then topped with a warm chili and black bean mixture. Melted shredded cheddar adds a creamy richness, complemented by dollops of sour cream, chopped green onions, diced tomatoes, and optional jalapeño slices for a spicy kick. Simple steps allow hands-on customization perfect for family meals or quick dinners. Vegan variations are possible by swapping dairy toppings with plant-based options. This hearty, flavorful dish comes together in under 1 hour 10 minutes, combining comfort and ease.

Updated on Wed, 19 Nov 2025 12:43:00 GMT
Steaming loaded baked potato with chili, cheese, and fresh green onions, ready to eat. Pin
Steaming loaded baked potato with chili, cheese, and fresh green onions, ready to eat. | kitchenprairie.com

A hearty, comforting dish featuring fluffy baked potatoes topped with savory chili, creamy beans, and melted cheese. Perfect for a quick meal or customizable family dinner.

I first made loaded baked potatoes when I needed a simple, filling dinner that could please everyone around the table. Since that evening, it's become our family go-to for busy weeknights when we want to serve comforting food fast.

Ingredients

  • Potatoes: 4 large russet potatoes, scrubbed
  • Olive oil: 2 tbsp
  • Sea salt: 1 tsp
  • Prepared chili: 2 cups (meat or vegetarian)
  • Black beans: 1 cup canned, drained and rinsed
  • Cheddar cheese: 1 cup shredded
  • Sour cream: 1/2 cup
  • Green onions: 1/4 cup chopped
  • Tomatoes: 1/4 cup diced
  • Jalapeño: 1, sliced (optional)
  • Salt and pepper: to taste

Instructions

Preheat the oven:
Set oven to 425°F (220°C).
Prepare potatoes:
Prick potatoes several times with a fork. Rub with olive oil and sprinkle with sea salt.
Bake potatoes:
Place potatoes on oven rack and bake for 50–60 minutes until skins are crisp and insides are tender.
Heat chili & beans:
Warm chili and black beans together in a saucepan on medium heat, stirring occasionally.
Slice and fluff potatoes:
Remove baked potatoes, cool slightly, slice lengthwise, and gently fluff insides with a fork.
Add chili and beans:
Spoon hot chili-bean mixture evenly over each potato.
Top and season:
Add shredded cheese, then sour cream, green onions, tomatoes, jalapeño. Season with salt and pepper.
Serve:
Enjoy hot, with more toppings if desired.
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My kids love helping with the toppings, choosing their favorites and making each potato unique. It always brings laughter and color to our dinner table.

Required Tools

Oven, baking sheet (optional), saucepan, knife, fork

Allergen Information

Contains dairy from cheese and sour cream. Gluten-free if all chili and toppings are certified gluten-free; always check labels for cross-contamination.

Nutritional Information

Each serving: 480 calories, 17 g total fat, 62 g carbohydrates, 18 g protein

Golden-brown skin encases the fluffy loaded baked potato overflowing with savory chili and cheese. Pin
Golden-brown skin encases the fluffy loaded baked potato overflowing with savory chili and cheese. | kitchenprairie.com

This loaded baked potato recipe is sure to become a staple in your dinner rotation. Enjoy every bite and don't forget to share your favorite topping combos with family and friends!

Recipe Questions & Answers

What type of potatoes works best?

Russet potatoes are ideal due to their fluffy texture when baked, which holds toppings well.

Can I prepare the chili and beans ahead of time?

Yes, pre-cooking and chilling the chili and beans helps flavors meld and speeds up assembly.

How do I get crispy potato skins?

Rubbing potatoes with olive oil and sea salt before baking at 425°F ensures crisp, flavorful skins.

What toppings complement the baked potatoes?

Fresh diced tomatoes, green onions, sour cream, jalapeño slices, and shredded cheese add layers of flavor and texture.

Is there a vegan option for toppings?

Substitute dairy cheese and sour cream with vegan alternatives to keep the dish plant-based.

Loaded Baked Potato Chili Cheese

Fluffy baked potatoes piled high with chili, black beans, melted cheese, and fresh toppings.

Prep duration
10 min
Cook duration
60 min
Complete duration
70 min


Skill level Easy

Heritage American

Output 4 Portions

Diet specifications Vegetarian, Without gluten

Components

Potatoes

01 4 large russet potatoes, scrubbed
02 2 tablespoons olive oil
03 1 teaspoon sea salt

Chili & Beans

01 2 cups prepared chili (meat or vegetarian)
02 1 cup canned black beans, drained and rinsed

Toppings

01 1 cup shredded cheddar cheese
02 ½ cup sour cream
03 ¼ cup chopped green onions
04 ¼ cup diced tomatoes
05 1 jalapeño, sliced (optional)
06 Salt and freshly ground black pepper, to taste

Directions

Phase 01

Preheat oven: Set the oven temperature to 425°F.

Phase 02

Prepare potatoes: Pierce each potato several times with a fork, rub with olive oil, and sprinkle evenly with sea salt.

Phase 03

Bake potatoes: Place the potatoes directly on the oven rack and bake for 50 to 60 minutes until the skins are crisp and the flesh is tender.

Phase 04

Heat chili and beans: While potatoes bake, combine chili and black beans in a saucepan; heat over medium while stirring occasionally until warmed through.

Phase 05

Prepare potato flesh: Remove potatoes from the oven and let them cool slightly. Slice each potato lengthwise and gently fluff the interior with a fork.

Phase 06

Assemble loaded potatoes: Distribute the chili and bean mixture evenly over each potato, then sprinkle with shredded cheddar cheese to melt.

Phase 07

Add toppings and season: Top with sour cream, chopped green onions, diced tomatoes, and sliced jalapeño if desired. Season with salt and pepper to taste.

Phase 08

Serve: Serve immediately while hot, offering additional toppings on the side as preferred.

Necessary tools

  • Oven
  • Baking sheet (optional)
  • Saucepan
  • Knife
  • Fork

Allergy details

Review each component for potential allergens and consult with healthcare professionals if you're uncertain.
  • Contains dairy (cheese, sour cream); gluten-free if using gluten-free chili and toppings. Confirm labels for allergens and potential cross-contamination.

Nutrient content (each portion)

This data is offered as a general guide and isn't a substitute for professional medical guidance.
  • Energy: 480
  • Fat: 17 g
  • Carbohydrates: 62 g
  • Protein: 18 g